"You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease" by Dana Miranda

📖🎧 Want to dive deeper into ⁠⁠⁠⁠⁠⁠⁠You Don't Need a Budget? Get the book or audiobook on Amazon ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. (As an Amazon Associate, Book Decoded earns from qualifying purchases.)

Dana Miranda's You Don't Need a Budget critiques the pervasive "budget culture" within personal finance, arguing that traditional budgeting can be ineffective and harmful, especially for marginalized communities. The book delves into the historical context of budgeting, challenges conventional financial advice, and introduces a "budget-free" approach that emphasizes conscious spending, community resources, and rethinking work and wealth. Miranda promotes alternative perspectives on debt, investing, and generosity, advocating for financial wellness that aligns with individual needs and values rather than societal pressures. Ultimately, the book calls for a systemic shift in financial education and practices to foster greater equity and well-being for all.

#PersonalFinance #BudgetFree #FinancialWellness #MoneyMindset #DebtFreeJourney #FinancialFreedom #WealthBuilding #FinancialLiteracy #CommunityResources #Investing #Generosity #FinancialEquity